Loan finance is available for start-ups, expansions, acquisitions and buy-outs across many business sectors including manufacturing and service related.

We take a more understanding approach to business finance because our long-term objective is to assist economic regeneration in the areas shown opposite.

Our loans benefit from competitive fixed interest rates so that any base rate movements will not affect the cost of the loan. Typically, loans are provided over a three to four year term.

Small loans are generally unsecured and will be free of administration or similar charges.

Larger loans are usually required to be secured against business assets. For business projects where security is not available we may be able to provide funding from the Enterprise Finance Guarantee Scheme. The most appropriate funding solution however, may be a mixed loan and equity package. All loans may be repaid early without any penalty.